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The curriculum · beginner to institution

Everything we teach

Start with the free Essential Skills, then climb the wealth-building tracks at your own pace. Each track is ordered beginner → advanced, so it doubles as a learning path.

Free · for everyone

Essential Financial Skills

Start free
01

Budgeting

Build a plan your money actually follows.

02

Emergency Fund Discipline

The buffer that ends the cycle of crisis.

03

Debt Management

Get out, stay out, and free up cash flow.

04

Credit Literacy

How scores really work — and how to win at them.

05

Basic Investing

Make your money work without gambling it.

06

Tax Fundamentals

Keep more of what you earn, legally.

07

Insurance Evaluation

Buy the coverage you need, skip what you don't.

08

Retirement Planning

Turn today's income into tomorrow's freedom.

09

Reading Financial Documents

Decode statements, filings, and the fine print.

10

Fraud & Scam Recognition

Spot the setup before it costs you.

Membership · $99/mo donation

The wealth-building tracks

Track 1

Investing Foundations

How markets actually work, and how to build a portfolio that lasts.

Educational · not advice
  1. 01Investing 101: Stocks, Bonds, and How Markets Actually Work
  2. 02ETFs and Index Funds: The Lazy Way to Beat Most Pros
  3. 03Asset Allocation and Diversification: Don't Bet It All on One Thing
  4. 04Dollar-Cost Averaging: Winning by Showing Up
  5. 05Reading a Company: Earnings, Fundamentals, and Valuation Basics
  6. 06Building Your First Portfolio (and Rebalancing It)

Track 2

Trading

The on-ramp into the Hybrid trading ecosystem — discipline first.

Educational · not advice
  1. 01Trading vs. Investing: Knowing Which Game You're Playing
  2. 02Technical Analysis: Charts, Trends, and Support/Resistance
  3. 03Risk Management: Position Sizing, Stops, and Protecting Your Capital
  4. 04Swing Trading: Catching Moves Over Days and Weeks
  5. 05Day Trading: Discipline, Setups, and Why Most People Lose
  6. 06Options Basics: Calls, Puts, and Smart Hedging
  7. 07Futures and Micro Contracts: Leverage, Margin, and Tick Math
  8. 08Algorithmic and Systematic Trading: Letting Rules Do the Work
  9. 09Trading Psychology: Beating the Enemy in the Mirror

Track 3

Growing & Protecting Wealth

Net worth, taxes, insurance, and passing it on the right way.

Educational · not advice
  1. 01Net Worth and Cash Flow: The Two Numbers That Matter
  2. 02Aggressive Debt Payoff: Snowball vs. Avalanche
  3. 03Tax-Advantaged Accounts: 401(k), IRA, Roth, and SDIRA
  4. 04Tax Strategy for Investors: Keeping More of What You Make
  5. 05Insurance as a Wealth Tool: Protecting the Downside
  6. 06Estate and Legacy Planning: Passing It On the Right Way

Track 4

Real Estate

Cash flow vs. appreciation, and the math before you buy.

Educational · not advice
  1. 01Real Estate Investing 101: Cash Flow vs. Appreciation
  2. 02Rental Property Math: Running the Numbers Before You Buy
  3. 03REITs: Owning Real Estate Without the Toilets
  4. 04Creative Financing: Subject-To, Seller Financing, and Low-Money-Down Deals

Track 5

Alternative & Advanced

Private credit, commodities, crypto, and macro — how big money diversifies.

Educational · not advice
  1. 01Private Credit and Income Investing: Getting Paid to Lend
  2. 02Commodities and Gold: Inflation Hedges and Safe Havens
  3. 03Crypto and Digital Assets: Separating Signal from Hype
  4. 04Fund of Funds and Pooled Vehicles: How the Big Money Diversifies
  5. 05Macro Investing: Reading Rates, Inflation, and the Economy

Track 6

Income & Entrepreneurship

Build income streams and run cash flow like a founder.

  1. 01Building Multiple Income Streams
  2. 02Turning a Skill into a Business
  3. 03Cash Flow Management for Founders and Side-Hustlers

Track 7

AI in Finance

Put modern AI to work in your money — research, planning, and an honest hype filter.

Educational · not advice
  1. 01AI 101: What AI Actually Is (and Isn't) for Your Money
  2. 02AI Tools for Personal Finance: Budgeting, Research, and Planning
  3. 03Prompting for Financial Analysis: Getting Useful Answers
  4. 04Using AI for Investing Research (Without Getting Burned)
  5. 05AI in Trading: Signals, Backtests, and the Hype Filter
  6. 06Building Simple AI Workflows & Agents for Your Finances
  7. 07Risk, Bias, and Compliance: Trusting AI With Money

Flagship · Hybrid Live

Trade Like The Pros

The complete professional trading environment — risk, structure, automation, and execution, taught the way it's actually run on a desk.

Join Hybrid Live